Effective Date: April 3, 2026 Last Updated: May 17, 2026
These Terms & Conditions (“Terms”) govern your access to and use of the Clubi.live platform, website, mobile applications, streaming services, virtual goods systems, and related services (collectively, the “Service”) operated by Clubi Life Ltd., a company registered in the Republic of Cyprus (“Company,” “we,” “our,” or “us”).
By accessing or using the Service, you agree to be bound by these Terms.
If you do not agree to these Terms, you must not use the Service.
Clubi.live is an AI-powered digital entertainment platform that provides:
Streaming and interactive access to AI-generated virtual fashion models and avatars (“AI Avatars”)
Subscription-based premium features
Virtual credit systems for user engagement features
Interactive community and social functionality
AI-generated media, chat experiences, and entertainment content
All AI Avatars, interactions, and generated media are fictional and computer-generated.
No avatar or AI character represents a real person unless explicitly stated.
3. Eligibility
You must:
Be at least eighteen (18) years old
Have legal capacity to enter into binding agreements
Comply with all applicable laws and regulations
The Service is intended only for adults.
We reserve the right to request age verification at any time.
4. Account Registration
To access certain features, users must create an account.
You agree to:
Provide accurate and complete information
Keep login credentials confidential
Maintain updated account information
Accept responsibility for all activity under your account
You may not:
Create accounts using false identities
Share accounts with others
Sell, transfer, or sublicense accounts
Use automated systems or bots without authorization
We reserve the right to suspend or terminate accounts that violate these Terms.
5. Subscriptions and Billing
5.1 Subscription Plans
The Service may offer recurring subscription plans, including monthly and annual memberships.
Subscription details, pricing, and included features are displayed before purchase.
5.2 Automatic Renewal
Subscriptions renew automatically at the end of each billing cycle unless canceled before renewal.
By subscribing, you authorize us or our payment providers to charge your payment method automatically.
5.3 Cancellation
Users may cancel subscriptions at any time through:
Their account settings
Apple App Store subscriptions management
Google Play subscriptions management
Other applicable payment providers
Cancellation takes effect at the end of the current billing cycle.
No partial refunds are provided for unused subscription periods unless required by law.
5.4 Free Trials
If offered, free trials automatically convert into paid subscriptions unless canceled before the trial ends.
5.5 Price Changes
We may change subscription pricing at any time.
Users will receive reasonable advance notice before pricing changes take effect.
5.6 Payment Processing
Payments may be processed through third-party payment providers including Stripe, Apple, Google, or other authorized processors.
We do not store full payment card information.
Payment processing is subject to the terms and privacy policies of the relevant payment provider.
6. Virtual Credits and Digital Goods Policy
6.1 Nature of Credits
Credits, stars, likes, boosts, and other digital items (“Virtual Goods”) are licensed, limited-use digital entertainment features with no real-world monetary value.
Virtual Goods:
Are not property
Cannot be redeemed for cash
Cannot be transferred or sold
Are non-refundable except where required by law
May only be used within the Service
6.2 Purchases
Users may purchase credits or Virtual Goods through approved payment methods.
All purchases are final unless otherwise required under applicable consumer protection laws.
6.3 Expiration
Credits expire one (1) month after purchase unless otherwise specified.
Unused credits may be removed automatically after expiration.
6.4 Availability
We may modify, discontinue, or remove Virtual Goods at any time.
6.5 Fraud and Abuse
We reserve the right to revoke credits or suspend accounts associated with:
Fraudulent transactions
Chargebacks
Abuse of promotional systems
Unauthorized payment activity
7. Refunds and Chargebacks
7.1 General Refund Policy
Except where required by applicable law:
Subscription fees are non-refundable
Credit purchases are non-refundable
Digital goods purchases are final
7.2 EU Consumer Rights
By purchasing digital content or digital services that begin immediately, you expressly consent to immediate performance and acknowledge that you may lose certain withdrawal rights under applicable EU consumer protection laws.
Where mandatory consumer rights apply, nothing in these Terms limits those rights.
7.3 Chargebacks
Users agree not to initiate fraudulent or abusive chargebacks.
If a chargeback occurs, we may:
Suspend or terminate the account
Revoke purchased credits or subscriptions
Recover associated costs and fees
Restrict future purchases
7.4 Apple App Store and Google Play Refunds
For purchases made through Apple App Store or Google Play, refund requests are generally handled directly by the applicable platform provider under their policies.
We may not be able to issue refunds for purchases processed through Apple or Google billing systems.
Users should consult the relevant platform support pages for refund eligibility and procedures.
8. Apple App Store and Google Play Terms
If you access the Service through Apple App Store or Google Play:
Apple and Google are not responsible for the Service
Your use must comply with applicable platform terms
In-app purchases are subject to platform billing policies
Refund requests for mobile purchases may need to be directed to Apple or Google
Apple and Google are third-party beneficiaries of these Terms where applicable.
9. User Content
Users may upload, submit, or publish content including comments, messages, images, or other materials (“User Content”).
You retain ownership of your User Content.
By submitting User Content, you grant the Company a worldwide, non-exclusive, royalty-free, sublicensable license to:
Host
Store
Reproduce
Display
Distribute
Modify for technical purposes
Use in connection with operating and improving the Service
You represent and warrant that your User Content:
Does not violate laws
Does not infringe intellectual property rights
Is not defamatory, abusive, harmful, or unlawful
Does not contain malware or malicious code
We reserve the right to remove User Content at our discretion.
10. Acceptable Use Policy
Users agree not to:
Use the Service unlawfully
Harass or abuse others
Upload illegal or infringing material
Attempt to reverse-engineer AI systems
Scrape or extract data without authorization
Circumvent security measures
Use bots or automated systems improperly
Interfere with platform operations
Upload malware, viruses, or harmful code
Use the Service for deceptive, fraudulent, or exploitative purposes
Violations may result in suspension or permanent termination.
11. NSFW and Adult Content Policy
The Service may contain mature, suggestive, or adult-oriented fictional AI-generated content intended only for adults.
Users must not:
Upload illegal sexual content
Upload exploitative or abusive material
Upload content involving minors or representations of minors
Use the platform for solicitation or illegal sexual activity
Any content involving minors, child exploitation, or illegal abuse is strictly prohibited and may be reported to authorities.
We reserve the right to moderate, restrict, or remove NSFW content at our discretion.
12. AI Content Disclaimer
12.1 Artificial Nature of Content
All AI Avatars, models, chats, interactions, voices, and generated media are artificial and computer-generated.
They are fictional entertainment entities.
12.2 No Human Interaction
Users acknowledge that interactions occur with automated AI systems and not real people.
12.3 No Relationship or Companionship Guarantee
AI Avatars are fictional digital entertainment characters and are not capable of genuine emotions, consciousness, friendships, romantic relationships, companionship, or professional relationships.
Users must not rely on the Service for emotional support, relationship fulfillment, or psychological well-being.
12.4 No Professional Advice
The Service does not provide:
Medical advice
Mental health services
Legal advice
Financial advice
Professional counseling
12.5 Users Responsible for Prompts and Interactions
Users are solely responsible for prompts, inputs, uploaded materials, and interactions conducted through the Service.
Users may not use prompts or interactions to generate unlawful, abusive, exploitative, infringing, deceptive, or harmful content.
12.6 AI Limitations
AI-generated content may:
Be inaccurate
Contain errors
Produce unrealistic outputs
Generate unexpected responses
We do not guarantee accuracy, reliability, realism, or suitability.
13. AI Safety and Moderation
We may use automated systems and human moderation to:
Detect harmful content
Enforce platform policies
Improve AI safety
Prevent abuse and fraud
Users may not attempt to:
Jailbreak AI systems
Circumvent moderation
Generate illegal or harmful outputs
Exploit vulnerabilities in AI models
We reserve the right to restrict prompts, outputs, or interactions to maintain safety and legal compliance.
14. Intellectual Property Rights
All platform content, including:
AI Avatars
Software
Designs
Logos
Videos
Audio
Graphics
Databases
Generated content
is owned by or licensed to the Company and protected under intellectual property laws.
Users receive a limited, revocable, non-exclusive, non-transferable license for personal, non-commercial use only.
Users may not:
Copy or redistribute platform content
Commercialize AI-generated materials without permission
Use branding without authorization
Train competing AI systems using Service content
Create deceptive AI likenesses or unauthorized deepfakes of real individuals
Impersonate real persons using AI-generated content
15. Notice and Takedown Procedure (DMCA & DSA Compliance)
We respect intellectual property rights.
If you believe content infringes your copyright, please send a notice containing:
Your contact information
Identification of the copyrighted work
Identification of allegedly infringing content
A statement made in good faith
A statement under penalty of perjury that your claim is accurate
The Service may use cookies, tracking technologies, and analytics tools for:
Authentication
Security
Performance monitoring
Personalization
Advertising measurement
Fraud prevention
Where required by law, we will request consent before using non-essential cookies.
18. Third-Party Services
The Service may integrate third-party services including:
Stripe
Apple
Google
Cloud hosting providers
Analytics providers
Content delivery networks
We are not responsible for third-party services or external websites.
Your use of third-party services may be subject to separate terms.
19. Availability and Service Changes
We do not guarantee uninterrupted or error-free operation.
We may:
Modify features
Restrict functionality
Suspend services
Remove content
Conduct maintenance
Discontinue parts of the Service
without prior notice.
20. Disclaimer of Warranties
To the maximum extent permitted by law, the Service is provided:
“AS IS”
“AS AVAILABLE”
Without warranties of any kind
We disclaim all warranties including:
Merchantability
Fitness for a particular purpose
Non-infringement
Availability
Accuracy
Reliability
21. Limitation of Liability
To the maximum extent permitted by law, the Company and its affiliates shall not be liable for:
Indirect damages
Consequential damages
Lost profits
Data loss
Reputation harm
Service interruptions
AI-generated outputs
Our total liability shall not exceed the amount paid by the user during the twelve (12) months preceding the claim.
Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.
22. Indemnification
You agree to indemnify and hold harmless the Company, affiliates, directors, employees, and partners from claims arising from:
Your use of the Service
Violation of these Terms
User Content
Violation of laws or third-party rights
23. Suspension and Termination
We may suspend or terminate accounts immediately for:
Violations of these Terms
Fraudulent conduct
Abuse of payment systems
Illegal activity
Harmful behavior
Security risks
Upon termination:
Access rights end immediately
Credits may be forfeited
Subscription access may terminate
Sections intended to survive termination shall remain in effect.
24. Governing Law
These Terms are governed by the laws of the Republic of Cyprus.
Where mandatory consumer laws apply in your jurisdiction, those rights remain unaffected.
25. Dispute Resolution and Arbitration
Before filing a legal claim, users agree to first contact us to attempt informal resolution.
If disputes cannot be resolved informally, disputes shall be resolved through binding arbitration in Cyprus, except where prohibited by applicable consumer laws.
Users may also retain rights to bring qualifying claims before local consumer courts where mandatory law permits.
Class actions and class arbitrations are waived to the maximum extent permitted by law.
26. Electronic Communications
By using the Service, you consent to receive electronic communications including:
Notices
Billing communications
Service announcements
Policy updates
Electronic communications satisfy legal communication requirements.
27. Changes to the Terms
We may update these Terms periodically.
Material changes may be communicated through:
Website notices
Email notifications
In-app messages
Continued use of the Service after changes become effective constitutes acceptance.
28. Severability
If any provision is found unenforceable, the remaining provisions remain in effect.
29. Entire Agreement
These Terms constitute the entire agreement between users and the Company regarding the Service.
30. Contact Information
For support, legal inquiries, GDPR requests, or Digital Services Act (DSA) reporting: